Recently, Dave Ramsey talked about the instructive power of FAILURE. With that, we will let Dave tell it to you. Please take the next nine or so minutes to hear what he has to say. You will, like many others, find yourself nodding your head yes and at times laughing.
There are few times when someone is able to hit the nail on the head, and at the same time explain something in such a simple way that nearly everyone should understand. That is something Dave Ramsey is very good at.